01244 478010 or 01978 281101 or 0151 3293991 or 0207 1129037
Covering Cheshire, North Wales, Merseyside & London
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THINKING ABOUT A REMORTGAGE?

Whether you're looking to remortgage to secure a new fixed rate, complete some home improvements or realise money from your property, get in touch today.

LOOKING FOR A BETTER MORTGAGE RATE? LET US HELP YOU FIND ONE.

There are many reasons for remortgaging. You may want to shop around for a more competitive mortgage product, you may be stuck on standard variable rate and have been told you can’t afford a cheaper mortgage deal or you may be looking to raise money that is in the equity of your home.

We only work with brokers that are whole of market so we can ensure you get the very best deal when looking to remortgage. Bad credit, CCJS, self employed, residential and commercial, let the professionals we work with do the searching.

They just need 30 mins of your time to find you a great deal and the turn it around could be in less than 4 weeks.

Use our mortgage calculator to give you a quick idea of the repayments on a remortgage. Just change the figures to suit your needs and press ‘Calculate’.

Purchase price
Please enter here the amount you expect to pay for a home.
Enter a value
Down payment
Down payment is cash that you pay upfront for your home.
0.0%
Enter a value
Term in years
Number of years you have to pay.
years
Enter a value
Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
%
Enter a value
Property tax
Enter your property tax here if you know it.
per year
Enter a value
Home insurance
Most lenders require home insurance. Enter its price here.
per year
Enter a value
PMI
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
Enter a value

Your total monthly payment


£

Principal & Interest
£

Get in touch on 01244 478010 or use the form below.

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You can remortgage to find a better interest rate, to release capital tied up in your home, to build and extension or other home improvements, to remove a name from the current mortgage or because your personal circumstances have changed.

  • Residential or commercial remortgages
  • Bad credit, CCJs or self employed
  • Just need 30 minutes of your time
  • Fast decisions
  • Funds could be available in less than 4 weeks
  • Let the professionals do the searching
  • Whole of market, 1000’s of products

Realise the full potential of your property with a Remortgage

Saving for your first home can be an extremely difficult task and patience is key in this section of the path. Many think that you will need to give your devoted time to saving profusely is the only part, however it’s the amount that you’re willing to save that will determine the rate you will receive. Rates for first time buyers are at an excellence at the moment, now is a great time to get in touch.

Personal circumstances such as income, marital status, and employment type may have changed since you did your original mortgage and these will need taking in to account. The mortgage market review regulations have made it more difficult for existing customers looking to remortgage without the help of a Mortgage Broker. The people we work with can search through 1000’s of deals in order to make a recommendation to match your individual needs.

Currently interest rates very low level, so where suitable, customers are choosing to fix their mortgage deals at market leading rates for 2, 3, 5 or even 10 years to protect against future rises. Remortgaging is a quick and easy process. You are not stuck in a property chain and the legal work will be much simpler.

Sometimes you may experience difficulty with your bank or lender. This can be down to many reasons: the type of property, your income, credit score, martial status and even failed affordability checks. It’s important you don’t keep trying different lenders without being 100% sure of their strict lending criteria because this will have a negative impact on your credit score and may well harm your chances of getting an application approved altogether.

The experts we work with use knowledge and experience to get it right for you first time and get you the cheapest deal based on your circumstances.

Find some freedom with a capital raising remortgage

Capital raising mortgages are usually ways of remortgaging your house to release funds for other purposes. The cash could be for home improvements, a holiday, a new car or simply to consolidate existing debts. Many people use remortgaging to take advantage of lower mortgage interest rates when consolidating all their loans into one manageable monthly fee.

A capital raising mortgage can be a very useful short-term solution to financial problems, whatever you need the money for. The lower interest rates mean that by increasing your mortgage, you will likely pay less than getting an unsecured loan. However, you should consider the fact that it will mean larger mortgage repayments and a longer repayment term. There may also be early repayment charges on your current mortgage.

remortgages

Your home may be repossessed if you do not keep up repayments on your mortgage or any debts secured against your home.

Find out with our clever online tool

Get an idea of how much your house is worth with our clever Smart Val online tool.

For a face to face valuation, from one of the homeasy team, contact us today on 01244 478010.


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